Straight Talk About 401(k) and 403(b) Retirement Plans

Straight Talk About 401(k) and 403(b) Retirement Plans

Investing in your employer’s 401(k), or 403(b), plans is a great way for employees to save and grow their hard-earned dollars!  Both  plans are employer-sponsored retirement plans. With the 401(k) and 403(b) plans, the money comes directly out of an employees paycheck.   Most large companies offer their employees these plans. Traditional and Roth 401 (k’s):…

Why Is It So Important For Women To Invest In Stocks?

Why Is It So Important For Women To Invest In Stocks?

Why is it so important for women to invest in stocks?  Investing in stocks helps women maximize their income!  Historically, stocks have outperformed every other investment long-term!  Women Need To Grow Their Money More Than Men Do women need to grow their wealth more than men?  Definitely!  One reason is that women have a longer lifespan…

How Important Are Stock Analyst’s Forecasts?

How Important Are Stock Analyst’s Forecasts?

Should investors pay close attention to stock analyst’s forecasts?  How reliable are these ratings and earning predictions?  Keep in mind that no one can predict precisely, with 100% accuracy, the earnings results of a company before its earnings announcement!  Professional Analysts Are Not Always Right  Analysts are paid a huge amount of money to give their forecasts…

How Many Stocks Should Be In An Investor’s Portfolio?

How Many Stocks Should Be In An Investor’s Portfolio?

Question:  How many different company’s stocks should be in an investor’s portfolio?  There are many differing opinions on this. Only Buy Stocks You Have Enough Time To Research To build a solid, and rewarding, portfolio an investor should keep in mind that “each” company’s stock that they purchase should be monitored periodically for any changes….

Behaviors That Can Negatively Affect Your Stock Returns

Behaviors That Can Negatively Affect Your Stock Returns

Could your behavior be negatively affecting your stock portfolio performance? The answer to this question is Yes for many investors!  In the finance field today, this new field of study is referred to as: “Behavioral Finance.” This field studies human behavior using a combination of economics and psychology. Here are 4 areas of your behavior…

The Best Kept Secrets Of The Wealthy!

The Best Kept Secrets Of The Wealthy!

This article will address some of the best-kept secrets of the wealthy.  First of all, the rich mostly earn “passive” and “portfolio” income…not earned income!  The wealthy know these two types of income will allow them huge tax advantages.  Many wealthy individuals do not work for money.  Instead, the rich make sure their money is…

Are Women Better Stock Investors Than Men?

Are Women Better Stock Investors Than Men?

Are women better stock investors than men?  Yes!  Several studies have demonstrated that women earn higher returns than men investing in stocks!  Women have a different approach to investing than men do.  This article will discuss the advantages women have over men in the investment world.   And, hopefully, the article will also achieve its’ intended…

Great Stock Investors Know That Patience Pays Off

Great Stock Investors Know That Patience Pays Off

Great stock investors know that patience is a key advantage when investing in the stock market!  Following is a quote from Warren Buffett, one of the greatest investors of all time:  “The Stock Market is designed to transfer money from the Active to the Patient.” The Investment Greats Know To Exercise Patience During Market Corrections…

How Do You Use Technical Analysis To Research Stocks?

How Do You Use Technical Analysis To Research Stocks?

Another way to research the stock market, in addition to fundamental analysis, is by using technical analysis. This type of analysis consists of using charts to evaluate a stock’s strengths or weaknesses. The technical analyst must be able to make and interpret these charts. Using these charts, the analyst will try to predict the best…