Pros And Cons Of Investing In Mutual Funds

Pros And Cons Of Investing In Mutual Funds

Mutual funds have advantages and many disadvantages.  It is very important to be aware of both the pros and cons of mutual funds before investing in them.    Advantages of Mutual Funds: Mutual funds do have the advantage of diversifying an investor’s portfolio. Diversification is investing in the stocks of a variety of companies.  This serves…

Financial Education For Our Youths Should Be Mandatory

Financial Education For Our Youths Should Be Mandatory

Why is there a lack of financial education in America’s schools today?   To quote the famous investor, Peter Lynch:  “The junior high schools and high schools of America have forgotten to teach one of the most important courses of all: Investing.”  Why aren’t we teaching financial “literacy” in our primary, secondary schools and colleges?   …

When Is The Best Time To Start Investing In Stocks?

When Is The Best Time To Start Investing In Stocks?

When is the best time to start investing in stocks?  Begin investing as early as possible in stocks and make sure to stick with it! The younger you start… the better!  I cannot begin to emphasize this enough!!!  Many investors today regret not investing in stocks when they were younger. Get Started Investing At A…

Why Aren’t More Millennials Investing In Stocks?

Why Aren’t More Millennials Investing In Stocks?

Why aren’t more millennials investing in stocks?  Millennials are those individuals born in the 1980s and 1990s…many the children of baby boomers.  The largest financial mistake young people are making today is not investing in stocks!  According to one recent survey… only 26% of millennials are investing!   Many Millennials Distrust The Stock Market  Why is there…

Should You Be An Active Or Passive Investor?

Should You Be An Active Or Passive Investor?

Should you be an active or passive investor?  “Active” investors take a hands-on approach and pick their own stocks.  These investors, when investing, want to have full control of their money.  They  do their own financial homework.  “Passive” investors, on the other hand, may feel they don’t have the time or financial knowledge to study…

Straight Talk About 401(k) and 403(b) Retirement Plans

Straight Talk About 401(k) and 403(b) Retirement Plans

Investing in your employer’s 401(k), or 403(b), plans is a great way for employees to save and grow their hard-earned dollars!  Both  plans are employer-sponsored retirement plans. With the 401(k) and 403(b) plans, the money comes directly out of an employees paycheck.   Most large companies offer their employees these plans. Traditional and Roth 401 (k’s):…

How Important Are Stock Analyst’s Forecasts?

How Important Are Stock Analyst’s Forecasts?

Should investors pay close attention to stock analyst’s forecasts?  How reliable are these ratings and earning predictions?  Keep in mind that no one can predict precisely, with 100% accuracy, the earnings results of a company before its earnings announcement!  Professional Analysts Are Not Always Right  Analysts are paid a huge amount of money to give their forecasts…

How Many Stocks Should Be In An Investor’s Portfolio?

How Many Stocks Should Be In An Investor’s Portfolio?

Question:  How many different company’s stocks should be in an investor’s portfolio?  There are many differing opinions on this. Only Buy Stocks You Have Enough Time To Research To build a solid, and rewarding, portfolio an investor should keep in mind that “each” company’s stock that they purchase should be monitored periodically for any changes….